Compound Growth Calculator
See how your money could grow over time—or estimate how much you may need to save each month to reach a goal.
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Leave this at 0% if you plan to keep the monthly amount the same.
The annual rate is a nominal rate divided by 12 for monthly compounding. Contributions arrive at month end; the contribution increase applies after each full year. Goal mode reports the starting monthly contribution, which then grows by the entered yearly increase. Taxes, fees, and inflation are excluded.
For educational purposes only. Personal Finance Roadmap does not provide financial, investment, tax, legal, or accounting advice.
Calculator results are estimates based on the information you enter and the assumptions used by the tool. Your actual results may differ because of taxes, fees, interest calculations, market performance, employer-plan rules, contribution limits, timing, account terms, and other factors not modeled.
Results are not guarantees, predictions, promises of future performance, or recommendations to take any specific financial action.